Insurance Options | Drive NZ Rental Cars
We believe we have New Zealand's best and cheapest Insurance Options?
INSURANCE OPTIONS FOR DRIVERS 25 YEARS & OVER
Standard insurance is included in the cost, additional options are as below:
Standard insurance excess NZ$2,000 - this insurance included in daily rental charge
to reduce excess to NZ$500 - additional NZ$14 per day
to reduce excess to nil - additional NZ$19 per day (includes tyre and windscreen waiver)
DRIVENZ STRONGLY RECOMMENDS THAT ALL CUSTOMERS TAKE THE EXCESS REDUCTION OPTIONS TO MINIMISE EXCESS
EXPOSURE AND TRAVEL WITH PEACE OF MIND.
Please note the Zero excess Insurance option is not available for a hire of 3 days or less.
Excludes water submersion or salt-water damage, damage or loss of lights, tyres (unless hirer has taken
Additional Tyre/Windscreen Waiver), roof, underbody and vehicle interior, and any damage caused from the
use of snow chains and roof rack systems.
Excludes cover for personal belongings, the cost to replace keys which have been lost or the cost of
retrieval of keys which have been locked inside a vehicle. Excesses are charged for each accident or
incident resulting in damage or claim. All excess options are void if the terms of the rental agreement
All Excess Reduction is void if the terms of the Rental Agreement are breached. If this occurs, the
hirer will be responsible for the total cost of any damage. This will also include any damage caused by
wilful conduct (e.g sitting or standing on the bonnet or roof of the vehicle) and driving under the
influence of alcohol or drugs.
The vehicle is wilfully or recklessly damaged by the hirer or any other person named in the Agreement or
driving the vehicle under the authorisation of the hirer, or is lost as the result of wilful or reckless
behaviour of the hirer or any such person. (Note: Punctures, damage to tyres, rims, burning out a clutch
and any damage arising from using the vehicle to propel any other vehicle are regarded as wilful or
None of the insurance options cover the incorrect use of fuel (fuel being diesel or petrol). The hirer
will be responsible for any associated costs.
The hirer will be responsible for the cost to retrieve or recover a vehicle, which has become bogged,
regardless of the insurance options taken.
If the vehicle is operated in any race, speed test, rally or contest; insurance is void.
The hirer is not a body corporate or department of State and the vehicle is driven by any person not
named in this agreement.
The vehicle is driven by any person who at the time when he/she drives the vehicle is disqualified from
holding or has never held a driver's license appropriate for that vehicle.
The vehicle is operated on any unsealed road or beach and any of the following roads: Ninety Mile Beach
(Northland), Roads North of Colville Township, Ball Hutt Road (Mt Cook), Skippers Road (Queenstown).
The vehicle is operated outside of the hire or any agreed extension of that term.
It is agreed between the owner and the hirer that section 11 of the Insurance Law Reform Act 1977 shall
apply with respect to the above exclusions as if this clause constitutes a contract of insurance.
The hirer acknowledges that he/she shall be liable in respect of the damage or loss referred to in the
insurance cover specified in this clause to the amount of the excess shown on the agreement. This
applies to damage or loss resulting from the theft or conversion or attempted theft or conversion of the
A bond is required for all hires. DriveNZ will authorise the bond on your credit card or you will be
asked to sign a separate security bond in the form of a credit card imprint. By providing this bond
(signed credit card imprint) you acknowledge that there is sufficient funds on the credit card offered
for the bond to cover the insurance excess. This bond is held by the owner and is NOT banked; it is our
guarantee that the hirer will return the vehicle on time and in the condition that it was hired in.
The owner reserves the right to bank the bond excess for a period of up to 3 months after the
termination of the hire agreement to cover the cost of un-notified parking or speeding infringements or
damage to third parties or their property.
Where the third party causes damage, the hirer is liable for damages as specified in their rental
agreement. As insurance is not compulsory in New Zealand there is no guarantee that these damages will
be recovered, therefore the bond may be banked and not refunded.
Where the car has been returned during or outside office hours and the vehicle has undiscovered damage
to the windscreen or body of the car not covered by insurance, the client will be charged and sent an
email summarizing the cost of repairs.
A bond shall be taken for each accident. In the event of a replacement vehicle being dispatched, the
bond/ insurance excess will be twice that of the original vehicle.
The bond will be taken to pay for any costs associated with returning the vehicle to the condition it
was in at the commencement of hire regardless of whether it was the hirers fault or not.