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Insurance Options | Drive NZ Rental Cars

 

We believe we have New Zealand's best and cheapest Insurance Options?

 

Our Insurance Options

 

INSURANCE OPTIONS FOR DRIVERS

Comprehensive Insurance is included in the daily cost of the vehicle with a standard excess of NZ$1,500 / NZ$1,000 bond, additional options are as below:

  • to reduce Excess to NZ$500 / NO bond - additional NZ$8 per day (Includes Tyre/Windscreen cover).
  • to reduce Excess to NO excess / NO bond - additional NZ$15 per day (Includes Tyre/Windscreen cover).
  • Tyre/Windscreen (Not included in Standard Insurance)

DRIVENZ STRONGLY RECOMMENDS THAT ALL CUSTOMERS TAKE THE EXCESS REDUCTION OPTIONS TO MINIMISE EXCESS EXPOSURE AND TRAVEL WITH PEACE OF MIND.

Please note the Insurance Excess reduction option for all vehicles up to $200 is not available for a hire of 7 days or less.

INSURANCE EXCLUSIONS

  • Excludes water submersion or salt-water damage, damage or loss of lights, tyres (unless hirer has taken Additional Tyre/Windscreen Waiver), roof, underbody and vehicle interior, and any damage caused from the use of snow chains and roof rack systems.
  • Excludes cover for personal belongings, the cost to replace keys which have been lost or the cost of retrieval of keys which have been locked inside a vehicle. Excesses are charged for each accident or incident resulting in damage or claim. All excess options are void if the terms of the rental agreement are breached.
  • All Excess Reduction is void if the terms of the Rental Agreement are breached. If this occurs, the hirer will be responsible for the total cost of any damage. This will also include any damage caused by wilful conduct (e.g sitting or standing on the bonnet or roof of the vehicle) and driving under the influence of alcohol or drugs.
  • The vehicle is wilfully or recklessly damaged by the hirer or any other person named in the Agreement or driving the vehicle under the authorisation of the hirer, or is lost as the result of wilful or reckless behaviour of the hirer or any such person. (Note: Punctures, damage to tyres, rims, burning out a clutch and any damage arising from using the vehicle to propel any other vehicle are regarded as wilful or reckless damage).
  • None of the insurance options cover the incorrect use of fuel (fuel being diesel or petrol). The hirer will be responsible for any associated costs.
  • The hirer will be responsible for the cost to retrieve or recover a vehicle, which has become bogged, regardless of the insurance options taken.
  • If the vehicle is operated in any race, speed test, rally or contest; insurance is void.
  • The hirer is not a body corporate or department of State and the vehicle is driven by any person not named in this agreement.
  • The vehicle is driven by any person who at the time when he/she drives the vehicle is disqualified from holding or has never held a driver's license appropriate for that vehicle.
  • The vehicle is operated on any unsealed road or beach and any of the following roads: Ninety Mile Beach (Northland), Roads North of Colville Township, Ball Hutt Road (Mt Cook), Skippers Road (Queenstown).
  • The vehicle is operated outside of the hire or any agreed extension of that term.
  • It is agreed between the owner and the hirer that section 11 of the Insurance Law Reform Act 1977 shall apply with respect to the above exclusions as if this clause constitutes a contract of insurance.
  • The hirer acknowledges that he/she shall be liable in respect of the damage or loss referred to in the insurance cover specified in this clause to the amount of the excess shown on the agreement. This applies to damage or loss resulting from the theft or conversion or attempted theft or conversion of the vehicle.

 

Bond

 

  • A bond is required for all hires. You will be asked to sign a separate security bond in the form of a credit card imprint. By providing this bond (signed credit card imprint) you acknowledge that there is sufficient funds on the credit card offered for the bond to cover the insurance excess. This bond is held by the owner and is NOT banked; it is our guarantee that the hirer will return the vehicle on time and in the condition that it was hired in.
  • The owner reserves the right to bank the bond excess for a period of up to 3 months after the termination of the hire agreement to cover the cost of un-notified parking or speeding infringements or damage to third parties or their property.
  • Where the third party causes damage, the hirer is liable for damages as specified in their rental agreement. As insurance is not compulsory in New Zealand there is no guarantee that these damages will be recovered, therefore the bond may be banked and not refunded.
  • Where the car has been returned during or outside office hours and the vehicle has undiscovered damage to the windscreen or body of the car not covered by insurance, the client will be charged and sent an email summarizing the cost of repairs.
  • A bond shall be taken for each accident. In the event of a replacement vehicle being dispatched, the bond/ insurance excess will be twice that of the original vehicle.
  • The bond will be taken to pay for any costs associated with returning the vehicle to the condition it was in at the commencement of hire regardless of whether it was the hirers fault or not.